
$450,000 USD Investment in Jaco Beach
Investment Opportunity in Playa Jaco
Investment in Jaco beach
Invest: $450,000 USD
Earn 14% interest per year!
That’s $5,250 USD per month
or $63,000 USD per year!
Over a 3-year term
is $189,000 USD in Profits!
Loan Details:
Amount Requested: $450,000
Gaps Valuation: $1,000,000
Loan-to-Value Ratio: 45% (Approx.)
Term Length: 36 Months
Requested Interest Rate: 14%
Construction Area: 360 m2
Lot Area: 863 m2
Location: Literally on the beach of Jaco
General Information:
📍 Location & Land
Location: Absolute prime spot in Jaco Beach, Costa Rica. Steps from the sand, within walking distance of resorts, nightlife, and amenities.
Land area: 863 m² (per plano catastrado).
Zoning: Residential use (per uso de suelo). Allows for apartments or multifamily units, which makes it attractive for redevelopment.
👉 Oceanfront land in Jaco is scarce. Raw beachfront lots often go $600–1,200 per m² depending on frontage and development potential. At ~863 m², that’s a land-only valuation of $520K–$1M USD.
🏡 Construction & Use
Existing multi-level concrete structure with:
Several open-plan areas (curved glass frontage, tiled floors).
Bedrooms and bathrooms (usage as apartments).
Swimming pool (needs renovation).
Condition: Solid bones (reinforced concrete & block), but interiors are outdated — would benefit from modern renovations.
Estimated construction area: ~350–400 m².
Replacement cost for concrete at Jaco standard: $800–1,200 per m². Current structure’s depreciated value = $250K–$350K.
⚖️ Total Value Estimate
Land: $520K–$1M
Construction: $250K–$350K
Total fair range: $750K – $1.2M USD
👉 The land carries the real value here. An investor could renovate the existing building into vacation rentals or clear for a condo/multifamily project, which Jaco’s zoning allows.
🚀 Investment Potential
Short-term: Renovate the pool + interiors → boutique rental units, generating strong Airbnb income (Jaco nightly rates: $150–400 depending on size/finish).
Long-term: Redevelop into apartments or mixed-use, capitalizing on beach frontage and high tourist demand.
Comparables: Oceanfront condos in Jaco often sell at $300K–$500K each, meaning redevelopment could multiply returns.
Loan Purpose:
The borrower will use the funds to update, renovate, and modernize the property, as shown in the photo below.
Conclusion:
Money lending is a fast-moving business; we need lenders to understand that and make quick decisions. Keep in mind that borrowers may have already applied to other lending companies. Because of this, we try to close loans as fast as possible.
You could grow your investment portfolio with safe, consistent monthly returns by investing in loans provided by Gap Investments.
Interested? Contact Lawsen.
Whatsapp (+506) 4001-6413
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Article by Glenn Tellier (Founder of CRIE and Grupo Gap)