What Happens If a Borrower Doesn’t Pay? How Your Loan Is Protected in Costa Rica
Every GAP loan has a real guarantee: the property. Each loan is secured by a first-degree mortgage registered in the…
Costa Rica Real Estate Fund vs. Private Lending
If you want income from Costa Rica real estate without owning or managing a property, there are two broad routes…
Structured Real Estate Investment in Costa Rica: Lend or Own
Two ways to back Costa Rican real estate: own the building or hold the loan against it. What each position gives you and what it costs you.
Vacation Rental Lending in Costa Rica: What Lenders Should Check
Vacation rental lending in Costa Rica puts you on the lender's side of a property that earns its income from…
Using a Self-Directed IRA to Lend on Costa Rica Real Estate
A self-directed IRA can hold more than stocks and funds. When the custodian permits it, the account can also make…
Can Foreigners Own Land in Costa Rica? What It Means for Your Collateral
The short answer is yes, and it surprises people. A foreigner can own titled property in Costa Rica in their…
How Private Lenders Are Protected in Costa Rica: What GAP Checks Before You Lend
Every GAP loan is built so the lender is protected before a single dollar moves. Private lenders in Costa Rica…
Home Equity Loans in Costa Rica: The Lender’s View
Of all the reasons somebody borrows against Costa Rican property, this is the most common and, from a lender’s side,…
Costa Rica Property Financing: How It Actually Works
Most property in Costa Rica changes hands for cash, and not because buyers are rich. Why the bank route is closed and where private capital fits.
Down Payments in Costa Rica and What They Mean for Lenders
Down payment, equity, loan to value — three names for the cushion standing in front of your money, and the most important number in any file.