Down Payments in Costa Rica and What They Mean for Lenders
Down payment, equity, loan to value — three names for the cushion standing in front of your money, and the most important number in any file.
Down payment, equity, loan to value — three names for the cushion standing in front of your money, and the most important number in any file.
Nothing high-yield is safe and nothing safe is high-yield. An honest look at what protects a lender in Costa Rica and what it does not.
You can fund a Costa Rica property loan from crypto. The loan itself is always in dollars, and the conversion is agreed between the parties.
What the first year of lending in Costa Rica actually teaches, condensed: how to read a file, where the good ones sit, and what to decide in advance.
Escrow holds the money on closing day. A trust changes how your security is held. What each one does, when lenders use them, and what they cost.
Understanding SUGEF in Costa Rica: A Private Lender Guide Private lenders considering Costa Rica property-backed loans often hear the term…
It usually starts well. Somebody you like needs money — a business, a build, a gap between a sale and…
Yes, but not from a bank — and the reason is a residency rule that catches almost every new arrival. What is actually available and what it costs.
Raw land looks like simple collateral and is the hardest to judge. Access, water, tenure, zoning — the questions that decide whether a land file works.
The private lending market in Costa Rica is real, sizeable and almost entirely informal. How to find your way into it, from either side of the file.