Lending for Commercial Real Estate in Costa Rica
Most of what gets written about lending here describes a loan against a house. Commercial files — a building with…
What You Need to Know About Private Lending in Costa Rica
If you are weighing this up for the first time, here is the whole thing in one place — why…
Who Borrows From Private Lenders in Costa Rica?
It is a fair question and most people arrive with the answer already formed. If somebody has to borrow privately,…
Late Fees on Mortgage Payments: What a Late Payment Really Tells You
Late-payment interest is the charge that applies when an instalment arrives after its due date. It reads like small print,…
Home Equity Loans in Costa Rica: The Lender’s View
Of all the reasons somebody borrows against Costa Rican property, this is the most common and, from a lender’s side,…
Why Banks Refer Borrowers to Private Lenders in Costa Rica
It sounds like a contradiction. If a borrower is solid, why would a bank hand them to somebody else? Because…
How Private Lenders Are Protected in Costa Rica: What GAP Checks Before You Lend
Every GAP loan is built so the lender is protected before a single dollar moves. Private lenders in Costa Rica…
Loan to Value: The Single Best Criterion for Private Lending in Costa Rica
If a lender were allowed one number and nothing else before deciding, this would be it. Loan to value is…
Real Estate Secured Lending for Bitcoin and Ethereum Investors
A particular conversation comes up often enough to be worth writing down. Someone has done well in bitcoin or ethereum,…
Private Lending Rates in Costa Rica: What Actually Sets the Number
The range is 9% to 16% annually, and the first thing worth saying is that the number is not a…