What Is a Ponzi Scheme? How to Tell One From a Real Secured Loan
A Ponzi scheme is easy to define and hard to spot from the inside. The money paid to early participants…
The Real Risks of Private Lending in Costa Rica, and How to Reduce Them
Any page that describes lending without naming what can go wrong is selling rather than explaining. So here is the…
Mortgage or Guarantee Trust: Which Suits the Lender?
It is among the first questions a new lender here asks, and it has no single answer. Both instruments work;…
Hipoteca o fideicomiso de garantía: cuál conviene al prestamista
Es una de las primeras preguntas que hace quien va a prestar en Costa Rica, y no tiene una respuesta…
SUGEF and Taxation in Costa Rica: Two Different Things
SUGEF is about supervision. Tax is about what you owe. They get tangled constantly, and neither is what protects a lender.
Funding a Costa Rica Property Loan With Crypto
You can fund a Costa Rica property loan from crypto. The loan itself is always in dollars, and the conversion is agreed between the parties.
Escrow and Trust in Costa Rica Property Lending
Escrow holds the money on closing day. A trust changes how your security is held. What each one does, when lenders use them, and what they cost.
SUGEF in Costa Rica: What It Means for Lenders
Understanding SUGEF in Costa Rica: A Private Lender Guide Private lenders considering Costa Rica property-backed loans often hear the term…
What Happens in a Foreclosure in Costa Rica
No lender wants to think about this part, which is exactly why it is worth reading before you fund anything…
Legal Risk and Loan-to-Value in Costa Rica Private Lending
Understand legal risk and loan-to-value in Costa Rica private lending to enhance your property-backed investment opportunities.